Staff
I am a dedicated family man with a strong commitment to my roles as a husband and father for over two decades. Alongside my fulfilling personal life, I have pursued diverse passions that have enriched my journey, allowing me to embrace a dynamic and engaging existence. I firmly believe in giving my all to every endeavor, adhering to a philosophy of unwavering dedication and relentless pursuit of excellence. With a wealth of experience as a Sales/Production Manager, I have consistently achieved remarkable results in the Mortgage Banking and Life Insurance sectors.
Mathew J. Herman
Operations Manager
math@caliverbeach.com
410-598-9289
Brad Metz is a highly experienced mortgage broker with a passion for helping individuals and families achieve their dreams of homeownership. With six years of dedicated service in the mortgage industry, Brad has established himself as a trusted professional known for his commitment to customer satisfaction. Throughout his career, Brad has successfully guided numerous clients through the complex process of securing mortgages that align with their unique needs and financial goals. His extensive knowledge of various mortgage products, loan programs, and market trends allows him to provide expert advice and tailor solutions to each client's specific situation.
Brad Metz
Senior Loan Analyst
bradm@caliverbeach.com
443-536-2765
As a dedicated mortgage loan originator, I am driven by a profound commitment to assist investors and businesses in securing the essential financing required for their real estate ventures. With a well-documented history of success in both residential and commercial investment lending, I bring a wealth of experience to the table. My unwavering dedication lies in offering innovative and meticulously customized lending solutions meticulously crafted to align with your individualized financial objectives.
Zachary G. Stegall
Senior Loan Officer
zachs@caliverbeach.com
410-841-8034
About Us
With over 30 years of experience, Caliver Beach Mortgage brings a dynamic work ethic to clients. Our commitment, drive, and unwavering focus on you ensure repeated success. Let us handle financing details while you focus on your family's needs. Experience a positive move with Caliver Beach Mortgage, the seasoned mortgage professionals who get the job done right for you! At the heart of this commitment are our “Three I’s”:
Three I’s
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- Intensity - we work hard and smart for you.
- Integrity - we do the right thing in the right way for you.
- Impeccable Customer Service - we aim to meet (and exceed) your expectations.
Our dedication to the Three I’s enables us to stay true to our goal: To give you the best chance to obtain a money-saving loan that’s right for your individual needs and goals. With hundreds of different home loan programs, including money-saving debt consolidation home loans, VA Streamlines, FHA Streamlines, HARP 2.0, mortgage refinancing, home equity lines of credit, and home purchase loans, we’re able to provide individualized service that’s just right for you. Call 1-877-307-8245 or apply on-line now. Give us the chance to say “yes” to you.
Company History & Philosophy
Caliver Beach Mortgage boasts a remarkable two-decade legacy in the realm of securing financing solutions, serving the diverse needs of both home buyers and investors. With a firm commitment to excellence, our founder, Joseph Kowitz, has shaped Caliver Beach Mortgage into a leading authority in the field. Our primary mission is to empower our clients with access to the very best financing options, underpinned by a diverse array of programs tailored to individual requirements.
We understand that embarking on the journey to homeownership is a pivotal moment, whether you're a first-time buyer, a seasoned repeat buyer, or a new investor. At Caliver Beach Mortgage, we're well-prepared to guide you through this significant step in your life. Our comprehensive suite of financing solutions caters to a wide spectrum of clients, offering tailored options that align with your unique circumstances.
For those seeking to make their mark in the real estate investment arena, we stand as your trusted partner. Whether you're an experienced investor or just starting in the realm of real estate investments, our expertise extends to meet your specific requirements. We're equally equipped to assist commercial investors in realizing their property aspirations.
Caliver Beach Mortgage believes in inclusion, welcoming foreign nationals with open arms. We recognize the growing interest of international investors in the U.S. real estate market and offer specialized financing solutions designed to facilitate their goals. Our commitment to accessibility knows no bounds, ensuring that everyone can access the financing they need.
With Joseph Kowitz at the helm, Caliver Beach Mortgage operates as a beacon of expertise and dedication. Joseph's vision and leadership have cemented our reputation for excellence. His passion for helping clients secure optimal financing solutions drives us forward, ensuring that every client's needs are met with precision and care.
Our vast experience and unwavering dedication to our clients' success make Caliver Beach Mortgage a trusted name in the industry. Over the past two decades, we've honed our skills and evolved alongside the ever-changing landscape of real estate financing. We're not just a mortgage service; we're a partner in your journey towards realizing your real estate dreams.
Caliver Beach Mortgage invites you to embark on a journey where your homeownership or investment aspirations become our shared mission. With our diverse range of financing options, industry expertise, and Joseph Kowitz's visionary leadership, we're here to guide you towards securing the best financial solutions for your real estate endeavors. Trust in Caliver Beach Mortgage to bring you one step closer to the home or investment property you've been dreaming of.
We Lend In All 50 States
+ DC Including To Foreign Nationals
Projects Funded
Total Funded
Letters from Partners
At Caliver Beach, we recognize that your ultimate goal is to secure the best possible financing option available. Our unwavering mission is to go beyond merely assisting you in finding financing for your home or investment; we are dedicated to ensuring it is the most exceptional and cost-effective choice tailored specifically to you.
We deeply understand the significance of the investment you are making, whether it's in your primary residence or an investment property. With this understanding, we commit to acting as more than just service providers – we become your trusted advisors and partners in your financial journey.
Over a lifetime, the majority of individuals will require mortgage financing services multiple times. At Caliver Beach, we work tirelessly to ensure that each encounter with us is a seamless and stress-free experience. We are acutely aware that these financial decisions have a profound impact on your life, and we are here to guide you every step of the way.
Our team places a primary focus on relationships. Beyond the immediate transaction, we strive to build enduring connections with our clients. This commitment to prioritizing relationships means that we not only help you acquire financing but also ensure that your ongoing financing needs are met comprehensively.
At Caliver Beach, we recognize that each client is unique, with individualized financial requirements and goals. Our dedication to providing personalized solutions means that we take the time to understand your specific needs and financial aspirations. This personalized approach ensures that the financing we secure for you aligns perfectly with your objectives.
Our promise is simple: to be your trusted partner in navigating the complex world of mortgage financing. We pledge to continue acting in your best interest, offering expert guidance, and building a lasting relationship that goes beyond the initial transaction. Your financial well-being and peace of mind are our top priorities at Caliver Beach
Contact
Reach out to us today and let's start a conversation. Our team is eager to assist you with any inquiries, provide personalized solutions, and ensure a seamless experience. Contact us now for all your needs.
Location:
500 Redland Ct Suite 300, Owings Mills, MD 21117
Email:
commercial@caliverbeach.com
Call:
(443) 738-1230